Roundtable: Legacy is Killing Innovation

Trifork, Engine by Starling, and Mambu would like to invite you to a roundtable to showcase real customer cases and different approaches to modern core banking. Join the dialogue on what is possible, how to address regulatory and operational challenges, and why now is the time to act. Banking as a Service (BaaS) or digital core banking platforms enable financial and non-financial businesses to provide financial services and experiences to its customers through a modern, cloud-native infrastructure. Whether you're a bank, a retailer, telco, supermarket or energy provider, BaaS helps you transform loyalty programs and customer touchpoints into revenue-generating financial services.

Get insights from three different cases:

• A Scandinavian supermarket chain with over 2.3 million members, is modernising its deposit management using Mambu’s cloud‑native core platform. The new system ensures scalable, secure, transparent handling of member accounts.
• Trifork built a flexible, API-driven card and financing platform for Sparxpres (Spar Nord), supporting over 1.4 million transactions across 6,500 outlets in Denmark and integrating loans, payments, gift and prepaid cards into a country-adapted, cloud-native infrastructure.
• In under 12 months, Salt Bank launched Romania’s first fully digital, mobile-first bank using Engine’s core banking platform. Thanks to its rich customer proposition and efficient operations, by early 2025, it had already onboarded 500,000 customers, 4% of the country's banking population. The bank has been built to be highly extensible and scalable, launching new features and offerings for customers at pace.

Legacy systems are holding financial institutions back, slowing innovation, compliance, and customer experience. At the same time, retailers, mobility providers, and SaaS companies are seizing opportunities in embedded finance and creating new revenue streams without traditional barriers.

Cloud native core banking is reshaping the industry. It allows banks to modernize without a complete overhaul and enables non-financials to launch financial products quickly through APIs. For incumbents it means efficiency. For challengers it means growth. For all it means staying relevant.

When?

• Date of Event: 24 September 2025
• Time: 11:30–13:00 (Lunch included)
• Location: TAP 1, Nordic Studio
• Attendance is pending Trifork’s approval. NB! Only after receiving a confirmation email from Trifork your attendance is confirmed.

About the hosts:

Trifork is a global NextGen IT company with more than two decades of expertise within financial services into our work designing and developing solutions, products, ecosystems, and platforms. Trifork has more than 1,187 employees, across 70 business units, with offices in 16 countries.

Engine by Starling is the complete digital banking platform helping banks modernise, scale and compete. Engine will showcase Salt Bank, Romania’s first digital-native bank, launched in under 12 months with a seamless and feature-rich mobile experience.

Mambu is a true SaaS banking platform that enables free access to modern financial services. Our composable approach allows banks, lenders and fintech's to assemble independent components to fit their business needs. We currently support over 260 customers globally.

IMPORTANT - You can't attend unless you have a Nordic Fintech Week ticket. Buy tickets here*.